Cost of Attendance

Full-Time Day Division Students*

*The schedule of fees and tuition, methods of payment, and refund policies are valid at the time of publication and are subject to change as required without advanced notice.
**Tuition is free for persons 60 years of age and over. Admission is granted on a space-available basis. All fees are payable for tuition-free students.

Continuing Education Division Undergraduate Students*

*The schedule of fees and tuition, methods of payment and refund policies are valid at the time of publication and subject to change as required without advance notice.

**Includes $85 per credit tuition, $75 Registration Fee (non-refundable), $75 Educational Service Fee (non-refundable after semester start), and other instructional fees.

***Please see the Course Audit  policy for more details.  Students registering for an audited class will not be offered an early registration discount nor charged a late registration fee.

Tuition is free for persons 60 years of age and over who are Massachusetts residents. Admission granted on a space-available basis. Tuition-free students are responsible for paying all fees.

Tuition Surcharge Policy

Effective fall 1999, the Board of Higher Education has adopted a tuition surcharge to assess the full cost of education for continuously enrolled native students who accumulate an excessive number of credits. The term “excessive credit hours” is defined as 118% of academic degree program credit hour requirements. Any student who is enrolled in over 141 accumulated credit hours will be assessed $235.00 for each credit hour over 141. 

Institutional Refund Policies

Withdrawal Refund Policy

Commitments to faculty, staff, and other costs of operation are made by the university in advance of the school year. They are based on anticipated student enrollment and residence hall occupancy and are not subject to change.

To be eligible for a refund, a student must withdraw formally from the university (please see the Withdrawal policy for information on how to do so). At that point, the date of withdrawal for refund purposes is determined. This date will be used by the Office of Student Accounts to determine the amount of refund for tuition, mandatory fees, room, and board. Withdrawal forms may be obtained from Nicole West in the Office of Retention and Engagement.

A student who leaves the university without officially notifying the Office of the Registrar in-person or in writing forfeits all rights to a refund (within Title IV regulations).

When a student withdraws before 60% of the semester has been completed (typically the ninth week of classes), the university is required under federal statute, to refund federal and/or state financial aid funds on a pro-rated basis. The calculation is based on the amount of time the student was enrolled in the semester. For example, a student who completes only 23% of the semester will keep only 23% of his/her federal and/or state funds. The remaining 77% will be returned to the appropriate source. Funds are returned to the federal and/or state source as follows: Federal Direct Loans, Plus Loans. Once loans are satisfied, remaining unearned funds are distributed to Pell Grant, then to SEOG, and then to other Title IV funds requiring a refund. This policy is in accordance with the 1998 Financial Aid Re-authorization Act. It will be reviewed annually by the Vice President of Finance and the Board of Trustees. This policy also is subject to change without prior written notification.

Tuition, Mandatory Fees, Room, Board

Refund Policy schedule for tuition, mandatory fees, room and board:

* There are no refunds on the $75 registration fee.

** After semester begins, there are no refunds on the following fees: registration fee, educational service fee, late payment fee, late registration fee, installment payment plan fee, student ID fee.

This policy is in accordance with the 1998 Financial Aid Re-authorization Act. It will be reviewed annually by the Vice President of Finance and the Board of Trustees. This policy also is subject to change without prior written notification.

Refunds of Other Fees

There will be no refunds on the following after classes begin: Student Teaching Fee, Late Registration Fee, Late Payment Fee, Bad Check Fee, Student Insurance Fee, Hall Activity Funds, Fitness Center Fee, and Installment Plan fee. There are no refunds on tuition and room reservation deposits.

Refund Date

Due to the extremely heavy clerical demands during registration and the beginning of a semester, refunds should not be expected until at least four weeks after the start of a semester.

Payment of Bills

Credit Card Payments

Effective May 1, 2024, credit and debit card payments for educational expenses will be charged a 2.95% service fee. To avoid this fee, consider paying online via e-check, mail check, money order or bank check or pay in-person by cash, check, money order, or bank check.

This fee is not assessed by Westfield State University, nor does the university receive any part of the service fee. The university contracts with a third party payment processing company, TouchNet PayPath Service. The fee is being charged by TouchNet PayPath Services to cover the cost of transaction fees assessed by credit card companies. To learn more about the fee, visit http://www.westfield.ma.edu/tuition-financial-aid/credit-card-fee-faqs.

Day Division

The university expects that all bills will be satisfied by the due date as stated on the bill. Generally, bills can be satisfied in one of the following three ways:

1. A student may pay his/her bill in full;

2. A student may apply financial aid, scholarships, waivers, etc., to the bill and submit payment for the balance;

3. A student or parent(s) may establish a contract with the university payment plan that will satisfy the bill.

Bills not satisfied by the due date will be assessed a late payment fee of $100.00. The university reserves the right to assign delinquent accounts to a collection agency. Collection costs of 25% of the amount due will be added to the account.

Failure to meet these requirements will result in administrative withdrawal from the university. Students will lose all rights and privileges as students at Westfield State University and will not be allowed reinstatement until the bill is satisfied in full and upon payment of a $50.00 reinstatement fee and a $100.00 late fee.

Veteran and Military

Westfield State University adheres to the requirements of, and complies with, S2248 PL 115-407, Section 103. All students using Chapter 31 Veteran Readiness and Employment are required to ensure Veteran & Military Services has received the Tungsten authorization from their Vocational Rehabilitation Counselor by the first day of classes. Students using Chapter 33 VA education benefits are required to submit their Certificate of Eligibility or Statement of Benefits by the first day of classes. Students using National Guard or VA Education Benefits are required to submit a written request to confirm they want to use benefits each semester. All of the above are to be submitted to Veteran & Military Services.

Out-of-State Students: To ensure that our recently discharged veterans and their eligible family members will not have to bear the cost of out-of-state charges while using their Post-9/11 GI Bill® education benefits.

The Veterans Access, Choice and Accountability Act of 2014 as amended by PL 116-315 §​ 1005:
For courses, semesters, or terms beginning after August 1, 2021, public institutions of higher education must charge qualifying veterans, dependents, and eligible individuals tuition and fees at the rate for in-state residents. Any institution not meeting this requirement will be disapproved by the U.S. Department of Veterans Affairs (VA) for the Post-9/11 G.I. Bill^® and the Montgomery G.I. Bill^®.

As amended, 38 U.S.C. 3679(c) requires that the following individuals be charged the in-state resident rate:

• A veteran using educational assistance under either Chapter 30 (Montgomery G.I. Bill^® – Active Duty Program), Chapter 31 (Vocational Rehabilitation) or Chapter 33 (Post-9/11 G.I. Bill^®), of 38 U.S.C. who lives in the state in which the institution is located (regardless of his/her formal state of residence).

• Anyone using transferred Post-9/11 G.I. Bill^® benefits (38 U.S.C. § 3319) who lives in the state in which the institution is located (regardless of his/her formal state of residence).

• Anyone described above while he or she remains continuously enrolled (other than during regularly scheduled breaks between courses, semesters, or terms) at the same institution. The person must be using educational benefits under Chapter 30, Chapter 31, or Chapter 33 of 38 U.S.C.

• Anyone using benefits under the Marine Gunnery Sargeant John David Fry Scholarship (38 U.S.C. § 3311 (b)(9)) who lives in the state in which the institution is located (regardless of his/her formal state of residence).

Continuing Education

Continuing Education students are expected to pay their bills at the time that they register for classes, unless an alternate payment plan has been agreed upon at that time. Web registration payment is due within 5 days. Failure to do so will result in the addition of the $100.00 late payment fee.

Policy Regarding Outstanding Debts

It is the policy of the Board of Trustees that students who are listed by the Bursar’s Office or the Division of Graduate and Continuing Education of Westfield State University as having unpaid debts for tuition fees, room, board, medical, or other college related charges where said debts have not been discharged by operation of law or where deferred payment of said debts has not been agreed to by said college, the student will not:

1. be issued a diploma to which said student might otherwise be entitled;

2. be permitted to register for any program at any state college for which said student might otherwise be eligible